User talk:Cromwellt/Template:default

I would really like to know what is wrong with this template. On the original page, it had a border (I'm 90% sure), and I can't seem to get it to center no matter what I do.

Additionally, I don't know how to use it correctly if I do get it working, since it is here and not in the Template: namespace. I figure anything personal like this should be a subpage, but I can't figure out how to still be able to use it as a template.

Please help, guys!